E.g. the VIX, a measure of stock market volatility (and risk plays a role in formulae for leverage) is above 30 right now, close to twice the typical level. Although that’s a quantitative matter, and considering future donation streams (which are not invested), pushes towards more (see the book Lifecycle Investing). But people shouldn’t do anything involving leverage before understanding it thoroughly.
Also, it might be worth waiting until the pandemic situation is clearer or passes before leveraging.
E.g. the VIX, a measure of stock market volatility (and risk plays a role in formulae for leverage) is above 30 right now, close to twice the typical level. Although that’s a quantitative matter, and considering future donation streams (which are not invested), pushes towards more (see the book Lifecycle Investing). But people shouldn’t do anything involving leverage before understanding it thoroughly.