I’m interpreting what your saying as one going without insurance, and having an arrangement with a much wealthier individual (friend) to cover them in case of an accident or medical procedure. If so, I believe that’s ineffective altruism—even if the benefactor is E2G—and too idealistic.
Now, I assume most university students have their parents pay for their insurance (or get it significantly reduced though a state or university program). And I assume most professionals E2G are working for a company with a health insurance plan.
With that in mind, I think it wouldn’t be worth it to start an EA insurance program. There wouldn’t be enough people. And I don’t believe the wealthier individuals would be inclined to doll out routine medical tests and high cost surgery to the less wealthy participants just because they claim to be EA.
I am speaking as someone who does not have an EA meetup/club nearby. I assume you’re talking as if one does have comfy surroundings and support of nearby EAs (read: close EA friends).
Lastly, if I became a high-payed CEO or whatever, I wouldn’t be supporting friends in place of them having an insurance program. To assume that other EAs would is unrealistic. Why do their wealthy lives matter more than someone else’s in a different place? Each dollar of benevolence towards such a friend is a dollar not going to help someone at the other end. Money is mutually exclusive.
I’m interpreting what your saying as one going without insurance, and having an arrangement with a much wealthier individual (friend) to cover them in case of an accident or medical procedure. If so, I believe that’s ineffective altruism—even if the benefactor is E2G—and too idealistic.
Now, I assume most university students have their parents pay for their insurance (or get it significantly reduced though a state or university program). And I assume most professionals E2G are working for a company with a health insurance plan.
With that in mind, I think it wouldn’t be worth it to start an EA insurance program. There wouldn’t be enough people. And I don’t believe the wealthier individuals would be inclined to doll out routine medical tests and high cost surgery to the less wealthy participants just because they claim to be EA.
I am speaking as someone who does not have an EA meetup/club nearby. I assume you’re talking as if one does have comfy surroundings and support of nearby EAs (read: close EA friends).
Lastly, if I became a high-payed CEO or whatever, I wouldn’t be supporting friends in place of them having an insurance program. To assume that other EAs would is unrealistic. Why do their wealthy lives matter more than someone else’s in a different place? Each dollar of benevolence towards such a friend is a dollar not going to help someone at the other end. Money is mutually exclusive.