What percent of my disposable income (After needed expenses) should a young uni student set aside for fuzzies, versus just giving it all to utilons and only doing free fun stuff (e.g. public TV, only donated clothes etc)
Not having any money aside for more than your bare necessities at university will curtail your capacity to experience some of the most important social sides of university. You will end up like an asocial hermit. If you want to think of it in terms of utility then I expect the possible connections and friends you can make by being able to be out more for ‘fuzzies’ can open up opportunities to make more later that outweigh <500 per year donated. But honestly, 500 per year is 10 per week to spend on yourself, which is almost nothing. Calling it fuzzies IMO underweights the value to you as a human of having these experiences, and you won’t be able to have them in the same way after university. If by the end of the year or part way through you’ve found you haven’t spent this money or spending money on such things to be pointless then you can always donate the rest, or back charge it in future years when you are making more.
Not having any money aside for more than your bare necessities at university will curtail your capacity to experience some of the most important social sides of university. You will end up like an asocial hermit. If you want to think of it in terms of utility then I expect the possible connections and friends you can make by being able to be out more for ‘fuzzies’ can open up opportunities to make more later that outweigh <500 per year donated. But honestly, 500 per year is 10 per week to spend on yourself, which is almost nothing. Calling it fuzzies IMO underweights the value to you as a human of having these experiences, and you won’t be able to have them in the same way after university. If by the end of the year or part way through you’ve found you haven’t spent this money or spending money on such things to be pointless then you can always donate the rest, or back charge it in future years when you are making more.