I think you got it quite well :). Depending on the system and your particular situation, you could indeed use tax relief on future income/capital gains for donations you would make “from income in earlier years” (as money is fungible), and this could account for a large proportion of the relief you would get on it now.
I think you got it quite well :). Depending on the system and your particular situation, you could indeed use tax relief on future income/capital gains for donations you would make “from income in earlier years” (as money is fungible), and this could account for a large proportion of the relief you would get on it now.