I try to donate 10% of my post-tax income every year to effective charities, and I put 8% of my pre-tax income (4% from me + 4% match) into a 401k which is invested pretty aggressively. (My 401k provider asked me to pick a number, 1 to 5, corresponding to my risk tolerance and I picked 4.)
In terms of net assets, I have about 25% in a retirement account and the rest in an investment account.
If the crypto angle is a turnoff, you could accomplish something similar by investing in (e.g.) a T-bill ETF, which is highly liquid and which will generate interest, and then give some or all of that interest away.
I try to donate 10% of my post-tax income every year to effective charities, and I put 8% of my pre-tax income (4% from me + 4% match) into a 401k which is invested pretty aggressively. (My 401k provider asked me to pick a number, 1 to 5, corresponding to my risk tolerance and I picked 4.)
In terms of net assets, I have about 25% in a retirement account and the rest in an investment account.
As it happens, I work for a company, Glo Foundation, that’s creating a stablecoin that (we argue) works as a savings vehicle but also will generate donations for GiveDirectly—see our post Glo Dollar, an ethical stablecoin: model, potential impact, and roadmap for more details.
If the crypto angle is a turnoff, you could accomplish something similar by investing in (e.g.) a T-bill ETF, which is highly liquid and which will generate interest, and then give some or all of that interest away.