1) Informed, low cost advocacy to improve Mobile Money services for the poor and extreme poor might be impactful. This is something my organisation can explore in Cameroon.
2)Most people who don’t have an account, in environments where Mobile Money is available, don’t need it or don´t feel they need it. Could it be because they are in fact too poor for it? If this is the case it could be a useful indicator for targeting in cash transfer and humanitarian programs.
3) Lastly, supporting agents to become agents might be the most promising, I got the same feedback from a fellow development worker.
However, I was thinking of a traditional development project, we map out places, find poor people, help them set up Mobile Money booths and give them capital to start, while Brian’s reply seems to be about a profit-making venture acting as a sort of middle men facilitating the process. Which approach is more interesting?
These are my most important takes:
1) Informed, low cost advocacy to improve Mobile Money services for the poor and extreme poor might be impactful. This is something my organisation can explore in Cameroon.
2)Most people who don’t have an account, in environments where Mobile Money is available, don’t need it or don´t feel they need it. Could it be because they are in fact too poor for it? If this is the case it could be a useful indicator for targeting in cash transfer and humanitarian programs.
3) Lastly, supporting agents to become agents might be the most promising, I got the same feedback from a fellow development worker.
However, I was thinking of a traditional development project, we map out places, find poor people, help them set up Mobile Money booths and give them capital to start, while Brian’s reply seems to be about a profit-making venture acting as a sort of middle men facilitating the process. Which approach is more interesting?