Not financial advice. It’s hard to give a specific recommendation since it depends on details of your personal situation and how risk averse you are. As a general rule, if your runway falling by 20% would still leave you with adequate runway (as defined by you), then investing it would likely be best for your long term wealth.
As you suggest, an index fund would be a very sensible, lower variance option.
Not financial advice. It’s hard to give a specific recommendation since it depends on details of your personal situation and how risk averse you are. As a general rule, if your runway falling by 20% would still leave you with adequate runway (as defined by you), then investing it would likely be best for your long term wealth.
As you suggest, an index fund would be a very sensible, lower variance option.
IMO you should be prepared for the stock market to fall 50%.