I think value drift (along with risk of losing control of your assets due to any number of scenarios) can just be modeled by discounting the expected growth rate for risk of loss. If you think you have a 1% chance of losing your money each year, you might treat your investment growth rate as 4.2% instead of 5.2%, for example.
I think value drift (along with risk of losing control of your assets due to any number of scenarios) can just be modeled by discounting the expected growth rate for risk of loss. If you think you have a 1% chance of losing your money each year, you might treat your investment growth rate as 4.2% instead of 5.2%, for example.