How clear are you on your cause prioritization? If you know your cause area, you might just defer to a charity evaluator. (It sounds boring and too easy for so much money, but it might be the best way to go for many individuals).
Obviously this does not work if you don’t know your cause area or your cause area does not have charity evaluators (yet!).
(Somewhat unrelated to my other comment)
How clear are you on your cause prioritization? If you know your cause area, you might just defer to a charity evaluator. (It sounds boring and too easy for so much money, but it might be the best way to go for many individuals). Obviously this does not work if you don’t know your cause area or your cause area does not have charity evaluators (yet!).