I think this is a decent idea given a small reframe. Rather than thinking of it as earmarking the cash for a specific purpose, treating it like an unenforced restriction, instead think of the cash transfers as having an opportunity to provide information attached, and try to provide good information. Ie, instead of “this cash transfer is for X”, say “this cash transfer comes with a small pamphlet with several purchase ideas X,Y,Z”. This framing is more cooperative, and fails more gracefully if the recommendations are bad.
oooh! yes, there are all the options you can invest, if you get this you get bunch of great preventive healthcare, or this! - you see clean air further healthcare—what about fortified flour—mmm micronutrients—education for a child—would have probably thought of that already but sit with them to study makes a difference—chlorine for clean water is a great deal—oh a bednet—travel to a clinic—would have thought about it but maybe a list of times when that can be an especially great idea—etc (ok got the idea)
I think this is a decent idea given a small reframe. Rather than thinking of it as earmarking the cash for a specific purpose, treating it like an unenforced restriction, instead think of the cash transfers as having an opportunity to provide information attached, and try to provide good information. Ie, instead of “this cash transfer is for X”, say “this cash transfer comes with a small pamphlet with several purchase ideas X,Y,Z”. This framing is more cooperative, and fails more gracefully if the recommendations are bad.
oooh! yes, there are all the options you can invest, if you get this you get bunch of great preventive healthcare, or this! - you see clean air further healthcare—what about fortified flour—mmm micronutrients—education for a child—would have probably thought of that already but sit with them to study makes a difference—chlorine for clean water is a great deal—oh a bednet—travel to a clinic—would have thought about it but maybe a list of times when that can be an especially great idea—etc (ok got the idea)