The way I think about it is that factors such as the ones you described will push the level of target savings to a higher level, and therefore the marginal returns on saving will be higher. I believe donating less than 10 % can be good strategy under some conditions.
Makes sense, Mo!
The way I think about it is that factors such as the ones you described will push the level of target savings to a higher level, and therefore the marginal returns on saving will be higher. I believe donating less than 10 % can be good strategy under some conditions.