FWIW I agree with Owen. I agree the direction of effect supplies a pro tanto consideration which will typically lean in favour of other options, but it is not decisive (in addition to the scenarios he notes, some people have pursued higher degrees concurrently with RSP).
So I don’t think you need to worry about potentially leading folks astray by suggesting this as an option for them to consider—although, naturally, they should carefully weigh their options up (including considerations around which sorts of career capital are most valuable for their longer term career planning).
FWIW I agree with Owen. I agree the direction of effect supplies a pro tanto consideration which will typically lean in favour of other options, but it is not decisive (in addition to the scenarios he notes, some people have pursued higher degrees concurrently with RSP).
So I don’t think you need to worry about potentially leading folks astray by suggesting this as an option for them to consider—although, naturally, they should carefully weigh their options up (including considerations around which sorts of career capital are most valuable for their longer term career planning).