Re. 2, that maths is the right ballpark is trying to save but if donating I do want to remind people that UK donations are tax-deductible and this deduction is not limited the way I gather it is in some countries like the US.
So you wouldn’t be paying £95k in taxes if donating a large fraction of £250k/yr. Doing quick calcs, if living off £45k then the split ends up being something like:
Re. 2, that maths is the right ballpark is trying to save but if donating I do want to remind people that UK donations are tax-deductible and this deduction is not limited the way I gather it is in some countries like the US.
So you wouldn’t be paying £95k in taxes if donating a large fraction of £250k/yr. Doing quick calcs, if living off £45k then the split ends up being something like:
Income: 250k
Donations: 185k
Tax: 20k
Personal: 45k
(I agree with the spirit of your points.)