I think this post’s argument assumes your $100k is lost by default if you don’t have a will, but on a quick GPT-5 query it looks like in the UK it goes to your spouse, parents, siblings or siblings’ children, and in California something similar. Assuming you’re survived by a spouse or these family members and you’re happy with your assets going to them then it seems like it’s not the same as cancelling a $15/mo subscription. (But plausibly still worth it, I think it just needs a bit more explanation!)
Yes good point. Was thinking of this as “how many potential QUALYs would be lost if your money went to your not-so-EA relatives”. But yes, if you think they would spend the money wisely then this makes sense.
I think this post’s argument assumes your $100k is lost by default if you don’t have a will, but on a quick GPT-5 query it looks like in the UK it goes to your spouse, parents, siblings or siblings’ children, and in California something similar. Assuming you’re survived by a spouse or these family members and you’re happy with your assets going to them then it seems like it’s not the same as cancelling a $15/mo subscription. (But plausibly still worth it, I think it just needs a bit more explanation!)
Yes good point. Was thinking of this as “how many potential QUALYs would be lost if your money went to your not-so-EA relatives”. But yes, if you think they would spend the money wisely then this makes sense.