I think there is fair consensus that providing oneself financial security is desirable before making altruistic efforts (charitable or otherwise) (cf. 80k)
I think the question of whether it is good to give later is more controversial. There is some existing discussion on this topic usually under the heading of ‘giving now versus giving later’ (I particularly like Christiano’s treatment). As Nelson says, there are social rates of return/​haste considerations that favour earlier investment. I think received (albeit non-resilient) EA wisdom here is the best opportunities at least give impulses that outstrip typical market returns, and thus holding money to give later is a competitive strategy if one has opportunities to greatly ‘beat the market’.
I think there is fair consensus that providing oneself financial security is desirable before making altruistic efforts (charitable or otherwise) (cf. 80k)
I think the question of whether it is good to give later is more controversial. There is some existing discussion on this topic usually under the heading of ‘giving now versus giving later’ (I particularly like Christiano’s treatment). As Nelson says, there are social rates of return/​haste considerations that favour earlier investment. I think received (albeit non-resilient) EA wisdom here is the best opportunities at least give impulses that outstrip typical market returns, and thus holding money to give later is a competitive strategy if one has opportunities to greatly ‘beat the market’.