I’d very much plug spending time actually crunching the numbers and using some financial planning resources (e.g. Yield & Spread). Huge amount of peace of mind when you actually calculate different scenarios.
Literally building a spreadsheet and writing out assumptions helps a lot. I remember going through this with my partner in our early 20s it involved hard calls but once you actually see the numbers it helps. It’s going to be so personal though like how happy you are with rice and beans, if you have a family/friend you could crash with for 3 months if necessary etc.
Regarding “How much runway someone should have”.
I’d very much plug spending time actually crunching the numbers and using some financial planning resources (e.g. Yield & Spread). Huge amount of peace of mind when you actually calculate different scenarios.
Literally building a spreadsheet and writing out assumptions helps a lot. I remember going through this with my partner in our early 20s it involved hard calls but once you actually see the numbers it helps. It’s going to be so personal though like how happy you are with rice and beans, if you have a family/friend you could crash with for 3 months if necessary etc.