If you expect your income to increase over time (all else equal this is reasonable), that’s an extra reason to bunch. However, it throws a wrench in an alternative to front-load bunching, i.e. give 50% in year 1 and then only 10% of your raise since year 1 in the subsequent four years.
If you expect your income to increase over time (all else equal this is reasonable), that’s an extra reason to bunch. However, it throws a wrench in an alternative to front-load bunching, i.e. give 50% in year 1 and then only 10% of your raise since year 1 in the subsequent four years.