It is a fairly reasonable case to make, that some organizations are overpaying, at least from the standpoint of maximizing welfare per dollar.
On the medical expenses issue—that’s a legitimate concern, but to be fair, I find it’s a US-centric worry insofar as other EAs from high income countries are protected by more robust public healthcare systems. And it was even worse pre-ACA, of course!
It is a fairly reasonable case to make, that some organizations are overpaying, at least from the standpoint of maximizing welfare per dollar.
On the medical expenses issue—that’s a legitimate concern, but to be fair, I find it’s a US-centric worry insofar as other EAs from high income countries are protected by more robust public healthcare systems. And it was even worse pre-ACA, of course!