It might be worthwhile reading about historical attempts to semi-privatize social security, which would have essentially created an opt-in version of your proposal, since individual people could then choose whether to have their share of the pot in bonds or stocks.
It might be worthwhile reading about historical attempts to semi-privatize social security, which would have essentially created an opt-in version of your proposal, since individual people could then choose whether to have their share of the pot in bonds or stocks.