I see your point about the ‘risk’ language. I think the matter depends on whether/to what extent you find EA contributions to be a matter of universal duty. The more you view them this way, the less speaking about ‘risk’ here makes sense. This, however, is not a given—even if I myself feel morally bound to contribute to a certain extent, I may not believe others around me have such duties (the duty may derive from the promises I made, my attachment to consistency of my views etc.) And in that latter case obliging them to help me because I sacrificed my savings or the good cause seems not ok.
Pooling of risk as you view it would require forming some kind of non-profit insurance entity that would still need to be well-organized/chartered and come with some operating costs. May be worth contemplating for the community as a venture, especially as its charter could include a mechanism for the money being automatically donated when certain risks do not materialize for the contributors.
Yep I love all this. Some intentional communities have this kind of insurance entity and it works OK. Like you say the amount of goodwill, honesty and trust needed for it to work is pretty large.
I see your point about the ‘risk’ language. I think the matter depends on whether/to what extent you find EA contributions to be a matter of universal duty. The more you view them this way, the less speaking about ‘risk’ here makes sense. This, however, is not a given—even if I myself feel morally bound to contribute to a certain extent, I may not believe others around me have such duties (the duty may derive from the promises I made, my attachment to consistency of my views etc.) And in that latter case obliging them to help me because I sacrificed my savings or the good cause seems not ok.
Pooling of risk as you view it would require forming some kind of non-profit insurance entity that would still need to be well-organized/chartered and come with some operating costs. May be worth contemplating for the community as a venture, especially as its charter could include a mechanism for the money being automatically donated when certain risks do not materialize for the contributors.
Yep I love all this. Some intentional communities have this kind of insurance entity and it works OK. Like you say the amount of goodwill, honesty and trust needed for it to work is pretty large.