For example, why aren’t banks lending money for people to pay to get themselves dewormed?
I think the question in some sense is ‘why don’t people pay for themselves to get dewormed?’. It’s unlikely that banks in the third world would be able to make a personal loan that could only be used by that person for deworming.
Separately, an additional factor to the ones you mention is the fixed costs of making a loan. Things like KYC and AML regulations are similarly onerous for small loans as large ones, making smaller clients disproportionately expensive to deal with.
banks in the third world would be able to make a personal loan that could only be used by that person for deworming
if they could, I’d be curious to know what would be the ROI of deworming taking into account the fix cost of debts
I also wonder if there’s a cost-effective way to reduce that fix cost; I guess not, otherwise it would already have been done; too bad as that would have solved a lot of problems
I think the question in some sense is ‘why don’t people pay for themselves to get dewormed?’. It’s unlikely that banks in the third world would be able to make a personal loan that could only be used by that person for deworming.
Separately, an additional factor to the ones you mention is the fixed costs of making a loan. Things like KYC and AML regulations are similarly onerous for small loans as large ones, making smaller clients disproportionately expensive to deal with.
if they could, I’d be curious to know what would be the ROI of deworming taking into account the fix cost of debts
I also wonder if there’s a cost-effective way to reduce that fix cost; I guess not, otherwise it would already have been done; too bad as that would have solved a lot of problems