This sucks. See the Slate Star Codex post(s) (which I sadly cannot now find) about how payment processors end up being enforcers of the law instead of the government. And it’s not a good situation, since they:
Have the incentive to be overly cautious with respect to the law
Have no appeal, really
Are fundamentally not part of the democratic thing, for whatever that means to you
[Edit: FWIW, I think Stripe/Visa/Banks are fundamentally subject to incentives created by regulators to do this, and would probably be shut down if they did not.]
This sucks. See the Slate Star Codex post(s) (which I sadly cannot now find) about how payment processors end up being enforcers of the law instead of the government. And it’s not a good situation, since they:
Have the incentive to be overly cautious with respect to the law
Have no appeal, really
Are fundamentally not part of the democratic thing, for whatever that means to you
[Edit: FWIW, I think Stripe/Visa/Banks are fundamentally subject to incentives created by regulators to do this, and would probably be shut down if they did not.]