A few years ago I lent a total of about $3k to two EAs.
The larger loan was to someone vouched for by a respected member of the community and was to help cover educational expenses. The person wasnât able to find a job, and I didnât get any money back. The smaller loan was not for educational expenses and went to someone not vouched for, and got I got about a third back.
Lending money to students may be a good idea. The standards of hits-based giving may be more relevant than the standards of finance, and a high default rate may be tolerable. I just want people to know that they may not get their money back.
The Future of Life Institute Podcast has some episodes on the risks of climate change. The most relevant one is The Climate Crisis as an Existential Threat. Thereâs also an ongoing series about global warming called Not Cool that has some episodes not yet listed on the FLI Web site.