[Question] What are people’s objections to earning-to-give?

I am wondering what is a reasonably complete set of the psychological difficulties people have with earning-to-give. I am particularly interested in cases where for a person it seems like earning-to-give could be as high or higher impact than direct work, but it doesn’t nearly feel that way. Personal disclosures of seemingly-irrational and raw attitudes are encouraged; consider posting under an anonymous alt account if that will let you post one. Common-knowledge data on how people actually feel is important.