Open Thread #36

Hello, EA Fo­rum! Here is an open thread.

I will kick it off by ask­ing what thoughts peo­ple have on sav­ing for re­tire­ment while donat­ing more than a set 10% of in­come.

I am likely to have a rel­a­tively high pay­ing job within a few months and don’t plan on spend­ing most of that in­come. I plan to di­vide the rest be­tween re­tire­ment sav­ings and dona­tions to x-risk char­i­ties, but I don’t have a co­her­ent frame­work for bal­anc­ing the cre­ation of pas­sive in­come with helping pre­serve the world.

Ideas on uti­liz­ing less-taxed re­tire­ment ac­counts would be ap­pre­ci­ated as well. Are there any ad­van­tages over DAFs?